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Sep 7, 2020 · The future of decentralized finance is under collateralized. This article has discussed the newest service added by DeFi space, Zero Collateral- Under collateralized/RociFi is a DeFi zero and under-collateralized lending protocol on Polygon. At its core, the protocol leverages on-chain data, machine learning, and loan risk management to effecti.DeFiâs most recent attempt at under-collateralized credit has catered to crypto privileged elites, i.e. hedge funds and trading firms, which typically borrow and reinvest in DeFi